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"A very powerful personal financial planning software, very easy to use."

- Penny A, Financial Planner, Minneapolis, MN

professional versatile retirement planning software

Financial Planning software and retirement planning software

ExecPlan Express is an easy to use fully integrated financial planning software system designed to create powerful and effective financial and tax planning solutions. It enables you to create comprehensive financial plans and analyze an individual's personal finance over the entire life expectancy in any level of detail you desire. Within minutes you will be able to print a variety of professionally formatted reports supported with customized charts, graphs and schedules. Its intuitive design allows both a financial novice or a financial service professional the ability to appreciate its usefulness for quickly and efficiently analyzing alternative retirement planning scenarios, evaluating life insurance needs , assessing estate tax liabilities, reviewing investment planning strategies, incorporating asset allocation strategies, or managing income taxes before deciding on a personal financial planning strategy. Whether using it for a comprehensive retirement planning strategy, implementing an income tax planning objective, or building a simple cash flow analysis, the combination of its design, analytical capabilities, automated tax computations and powerful presentations will make it one of your most widely used software tools.
ExecPlan Express is based on our flagship product, ExecPlan, a leading comprehensive financial planning software system used by financial planners working with high net worth clients for over 30 year. ExecPlan Express embodies our years of experience and the insight from our thousands of clients on what is essential in a personal finance software package. When comparing financial planning software tools, you will quickly discover ExecPlan Express provides the most extensive, powerful and flexible software platform with major attributes including-

Comprehensive analytical financial & estate planning capabilities
Seamlessly integrated data that flows through all components of the plan
Exceptionally detailed retirement planning capabilities with spans up to 99 years
Interactive investment, cash flow, income tax and estate analysis
Integrated analysis for children's education funding and investment planning
Federal & State income tax analysis including AMT
Year by year reporting with detailed Balance Sheet, Income & Cash Flow Statements
Provides Capital Needs Analysis in easy to understand text and graphic formats
Automatically generates death and disability scenarios for each spouse
Prepares Estate related reports and flow charts for any year of your planning horizon
Simple and intuitive design that is easy to understand and use
Accommodates data entry in any magnitude of detail you desire
A personal financial profile report that can be created from a variety of text, graphs & charts
Versatile tool that provides a quick what-if scenario analyzer
All data, assumptions and details can be customized based on specifics of a plan

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Easy To Use

Retirement Planning Software made easy, with a fully integrated intuitive design
Easy step by step data entry through a simple tab structure
Automatic projection and consolidation of all data entered at any time
Automated calculations for Required Minimum Distributions (RMD) for qualified plans
Automated cash management simulation option with purchases and/or liquidations overrides
Input data verification and validation to ensure no errors in creating a retirement strategy
Data entry help screens for assets, liabilities, income, expenses, insurance
Automated modification of data for Retirement, Death or Disability of either spouse
Extensive context sensitive help screens for data items
Online tutorials designed to guide the professional financial advisor in the right direction
Intuitive screens and easy to use tabs showing magnitude of plan being built
The easiest financial planning software to learn in minutes with easy to follow tutorial
Build a comprehensive retirement projections with up to a 99 year planning period
Create a financial plan by entering detailed data or a single summary amount
Enter only the data applicable in a case or scenario and skip the rest
Self formatting reports that can be customized to meet the needs of any professional advisor
Create a truly personal financial analysis by printing any or all the reports you want
Text reporting into MS Word for an easy to generate professional planning presentations
Reports that can be printed or saved to MS Excel for modification or for client editing
Easy to use and understand graphing and charting capabilities

User friendly application

Versatile application attributes

Versatile

Extensive capabilities to increase your productivity and accuracy
Data entry needed only once to reflect an item or information
Versatile tool to analyze what-if scenarios for financial alternatives
Dynamic integration to analyze the full effects of a data change
Automatically generates planning options for retirement, death & disability
Simple one click change between scenarios
Estate reports reflect both scenarios when either spouse predeceases the other
Income tax computations and accounting rules are automatically applied
Most State and Local taxes are built-in
Automatic Cash Management simulation, Retirement and Capital Needs Analysis
Unlimited number of entries for expenses, assets, liabilities, insurance, or income
Annual adjustment for valuation and premiums on Cash value life insurance policies
Ability to link an annual cash distributions to a Cash value life insurance policies
User defined rate of return for investing excess cash flow
Buy or sell any asset at any time to create a truly personal financial planning solution
Structure a Long Term Care analysis at any point during the retirement period
LTC policies can be modeled with varying benefits or expenses
Tremendous range of built-in information and computations
Federal taxes are built-in and regularly updated for advance tax planning objectives
User ability to sunset 2001/2003 tax act or to override it
Ability to plan for retirees with lifetime dependent children
Financial assessments for divorced spouses
Variety of reports and supporting schedules
Life insurance analysis for both client and spouse
Disability needs analysis for both client and spouse

Powerful

Comprehensive design that can accommodate any budgeting scenarios
Totally integrated financial profiles that span full lives of the client and spouse
A personal finance software with integrated education planning illustrations
Fully integrated Income Tax Planning, Estate Tax Planning & Life Insurance Needs Analysis
Year by year control on data valuations for investments, sources of funds, and uses of funds.
Model various sources of income including self employed income, social security exempt
wages, investment income, tax free income and Social Security income
Automatic reduction of benefit and taxation on Social Security income.
Automatic tax calculations for self employment income
User defined inflation for income, expenses and tax related calculations
Ability to model numerous types of investments and business interests
Model any amortized loan (personal, mortgage or investment) at any point during retirement
Special data formatting for rental properties, 529 Plans, Roth IRAs & other qualified plans
Accommodate gifting or charitable objectives or evaluate a Roth IRA conversions
Project the impact of a home refinancing or downsizing your primary residence
Evaluate the benefits of downsizing your primary residence in your retirement
Provide detailed budgeting reports on year by year expenses
Create a reverse mortgage to fund retirement needs
Provide detailed reporting on a diversified investment portfolio
Reposition assets at any time to minimize investment risk or provide investment liquidity
Review the suitability to fund cash value life insurance for a specific financial goal
Integrate corporate, municipal, or government bonds into your investment portfolio
Capture the appropriate tax consequences from any investment reallocation strategy
Compare different investment allocation for long term net worth and income tax objectives
Evaluate 'real' net rate of return, the rate of return less actual tax liability, for any asset
Assess the financial liability for buying, or selling an investment property or business interest
Compare different tax and investment planning strategies for different personal risk tolerances
Integrated Federal, State and Local income tax calculations
Personalized year by year Income, Balance Sheet and Cash Flow statements
Summary report that organizes income, retirement, and life insurance needs on one report
Automated 401k, IRA contributions and Required Minimum Distributions on a yearly basis
More advance calculations for IRAs and 401k such as Catch-Up contributions
Detailed income tax analysis including AMT, Charitable and medical expense limitations
Automatic phase out calculation for qualified dividend tax rates
Capital Needs Analysis in easy to understand text and graphical illustration for all scenarios
Prepares estate related reports and flow charts for any year of your planning horizon
Estate projections for Simple Wills, UTC Wills, A/B Wills, and Optimized Wills
Retirement planning software that can integrate advanced estate planning capabilities
including ILTs, QPRTs, CRATs, GRATs
User defined graphs for creating custom and personalized financial reports
Text Reports that are generated to Microsoft Word
Income Statements, Balance Sheets, Estate Reports that can be saved to Microsoft Excel

powerful application attributes

Important considerations by financial advisors in their professional financial planning software review process:

ExecPlan Express is most suited for financial advisors seeking-

Retirement planning
Comprehensive financial planning
A Fully integrated planning tool
A modular planning tool
Income tax planning
Estate tax analysis
Education planning illustrator
Investment planning
Budgeting
Personal finance
Life insurance needs analysis
Disability insurance needs analysis for client
Disability insurance needs analysis for spouse
Cash flow evaluation
Net worth evaluation

Our 30+ years of experience working with financial advisors has helped prepare a system that can equally satisfy-

CFP - Certified Financial Planners
CPA - Certified Public Accountants
CFA - Chartered Financial Analysis
ChFC - Chartered Financial Planners
RIA - Registered Investment Advisors
Comprehensive financial advisors
Life insurance agents
Investment advisors
Stock brokers
Disability insurance specialists
LTC long term care insurance specialists
Attorneys
Estate planners
Bank trustees
Private wealth management groups
Broker dealers

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Ideal choice for financial planners who need to model-

Retirement planning assets, 401k Plans, Roth IRAs, Traditional IRAs, Defined Benefit Plans, Simple IRAs, Non Qualified Plans, SEPS, Keoghs
Calculate RMD required minimum distributions
IRA rollovers and Roth conversions
Incorporate federal income tax calculations including AMT alternate minimum tax year by year with detailed supporting schedule
Model complex income tax planning assets such as rental properties and commercial buildings, including depreciation schedules, loss limitation rules, and passive activity rules.
Track capital gains/losses with the sale of mutual funds or stocks
Alimony paid or received
Investment loss limitation rules
Charitable contribution limitation rules
Taxation of social security benefits and reductions of benefits for early retirement
Social security exempt wages such as teachers and federal employees
Calculations for self employment tax
Model municipal, corporate and government bonds
Educational planning assets like 529 Plans
Personal financial planning concerns such as Interest only mortgages, purchasing a new car or refinancing and or purchasing a home in a future year.
Advanced estate planning capabilities including the sunset provisions of the 2001/2003 tax act
A/B Trust and optimized wills
Simple all passing wills
ILIT - Irreversible Life Insurance Trusts
QPRT - Qualified Personal Residence Trusts
Almost any other type of irrevocable trust
Ability to change the rate of return or the value for almost any asset, expense or source of income
Personal financial planning horizons up to 99 years
Use defined years for presentation
Automated liquidation of asset to meet shortfalls
User defined rate of return for excess cash flow

Advanced reporting features-

Detailed cash flow statements
Simple to understand income statements
Supporting schedules for Federal and State income taxes including AMT calculations
Balance sheets with unlimited number of asset entries
Current balance sheets (Net worth statement)
Estate tax statements for any given year with or without sunset provision
Estate flow charts for both client and spouse
Data input reports
Ownership reports
Financial independence reports for premature death or disability for both spouses
Reports that can display in landscape or portrait
Display all or any selected years for any report
Customizable schedules in Excel
Customizable text report in Word
Graphic illustrations that can be saved as JPEG, BMAP, or WMF files

PFP software as often seen in-